If you have a long layover in Bangkok and want to shower, look no further. Yes there are showers! Here's where to find them! And How Much they cost!
Could putting your phone on airplane mode when you sleep help you reach financial independence faster? Read on to find out!
You might have an energy sucker in your house that is costing you thousands of dollars from reaching financial independence faster. I estimated it to be $17,433.34. How? Read on to find out where and what you can do about it!
In April 2018, I made a peer to peer lending account on Lending Club. Why? I was talking with my buddy who was also on this journey to financial independence.…
My friend was about to quit his side-hustle passion of 3 years. I suggested he do this. Now he makes twice as much. Read on to find out what I said :)
Paying $400 a month in rent to live in downtown Seattle wasn't without making huge life sacrifices. What were they? Read on to find out...
What is Super FU Money? And how does it pertain to you reaching fatFIRE? Read on to find out...
I remember hugging my parents, slinging the duffel bag over my shoulder, and waving good bye to them as I walked through the security checkpoint in the JFK airport. In…
I just paid off $12,000 worth of credit cards in one week. Here's how I did it. Along with how I even got into this credit card mess to begin with. Enjoy!
I just completed the 2 week plank challenge. What does any of this have to do with investing for financial independence? Read on to find out!
Got to meet up with some amazing FIRE bloggers over the weekend. One topic we talked about was burn out and what to do about it. Read on to find out!
I spent $1,264.56 for my March 2018 finance report card. And while my spending is the highest so far this year, my enjoyment ratio is also the highest so far this year. Correlation doesn't prove causation. Or does it? Read on to find out!
For the longest time, I was ashamed to tell people that I spent my first year after high school at a community college. Growing up in America, I feel like…
Some of ways I try to be more frugal on Earth Day (and every day). Complete with pros and cons. Read on...
Here's what I learned from my first F.I. meetup ever. Enjoy! :)
I got rid of my bed and now sleep on a yoga mat. Am I crazy?! Here are the pros and cons to sleeping on a yoga mat. Find out if it's for you! Read on...
I was just a city boy when I went to live on the farm. I thought I knew everything. The farm taught me otherwise. I learned from the farmers about not only farming, but about financial independence. Read on!
What hath I done?! Gosh I spent more money in February than January, but my enjoyment ratio is up! Read on...
I used to argue with my mom 10-20 times a month. Then I discovered KonMari minimalism. How did it help me love my mom more? Read on to find out!
I try to apply the KonMari method to my monthly spending analysis. Why? Read on to find out 😉
Looking for a scapegoat as to why your room (and life) is a mess? You can blame your parents, but there are deeper reasons why your parents can get in the way of your minimalism and financial independence. Read on!
I was hesitant to declutter my Facebook friends but after getting started, I realize that it was much needed and will allow me room for new growth. Is it for you?
My life experiment to see if I can KonMari my money. Complete with spreadsheets, because you love seeing them. Enjoy!
Financial Independence is a lot like planting a tree. You normally plant when the tree is small. In this case, say you start with a small investment account. You water…
Yes, you heard that right. It's counterintuitive but having a splurge account can keep you motivated when working toward Financial Independence.
Muse of Minimalism I invoke thee, help me write an ode to Minimalist Marie. Dear Marie Kondo, do you know, that in 42,050 words, you've changed our lives.
In today's busy world, your mind is cluttered with so much noise that your thoughts have to shout to be heard. Use meditation to declutter your mind and create a more calm lifestyle.
I, the Frugal Monster (AKA Jack The Dreamer), spend most of my days looking for ways to save money. I work, I save, I invest. That's what I do. The…
I don't normally write about my religious experiences so please excuse me because I really wanted to share this experience that happened to me while I was meditating. Meditating Every…
![Backpacking Kyoto – Tips To Know Before You Go – Exploring Japan [Day 4/40]](https://i2.wp.com/jackthedreamer.com/wp-content/uploads/2018/02/IMG_4921-e1519151458137.jpg?fit=2320%2C3088&ssl=1)
March 4th 2017 - Day 4/40. Backpacking Kyoto - Know Before You Go. It was a dark, cold, and rainy night in Kyoto. The hostel owner was nowhere to be…
How To Have A Fun Yet Frugal Valentine's Day In 5 Simple Steps For those of us who eye-roll when Valentine's Day comes along, imagining how much money we're going…
![Exploring Japan – Harajuku! [Day 3/40]](https://i1.wp.com/jackthedreamer.com/wp-content/uploads/2018/02/fullsizeoutput_849.jpeg?fit=3088%2C2320&ssl=1)
My raw, unfiltered journal entry from day 3 of backpacking Japan. Complete with pictures :)
3 ways to save money while hanging out with friends! Love, The Frugal Monster.
![Exploring Japan – The Tokyo Underground and Sakura Frappuccinos [Day 2/40]](https://i1.wp.com/jackthedreamer.com/wp-content/uploads/2018/02/IMG_4718-1845515031-1517767700904.jpg?fit=3091%2C2320&ssl=1)
Day 2/40. We explore the Tokyo Underground, get lost among heaps of food, and discover all the cuteness!
![Exploring Japan – Arrival – [Day 1/40]](https://i2.wp.com/jackthedreamer.com/wp-content/uploads/2018/02/IMG_4702-2546895688-1517603215425.jpg?fit=3088%2C2323&ssl=1)
Raw, unfiltered journal entry from my arrival while backpacking Japan. Enjoy!
HQ is the newest app to sweep the nation. It's a trivia game that you download on your phone, anyone can participate in it. As of writing this, it consistently…
It was Easter weekend in Tokyo. I woke up and looked out the window, staring in dismay at the rain and overcast skies. I saw faint outlines of the Shibuya…
![When Trading Bitcoin Is A Lot Like A Hamilton Song [Updated]](https://i0.wp.com/jackthedreamer.com/wp-content/uploads/2018/01/Bitcoin-and-hand-pic.jpg?fit=2860%2C2014&ssl=1)
It seemed unreal. After my dad told me that he put $2,000 into e-coins (AKA crypto-currencies) and it became $5,000 in less than a month, I couldn't help but think…
https://www.youtube.com/watch?v=0I4zHqlV-F8 What's up y'all? Happy New Year 2018! I wish you all the best this year. Pursue your dreams hardcore. Don't stop. Never back down from a challenge. Keep fighting…
Everyone always shows picture of the White Temple (Wat Rong Khun) in Chiang Rai from the front. But there's one cool feature that NO ONE ever talks about THE GOLDEN BATHROOM! Check it and other quirky...
Why I don't have a 401k and why you shouldn't either if you want to travel the world
What actually is a 401k and how does it work? Explained in 400 words or less...
I couldn't believe that during my backpacking trip in Thailand, I got an autograph from the elusive creator of the most famous temple in Thailand, The White Temple (Wat Rong Khun, วัดร่องขุ่น) in Chiang Rai. Some have said that the temple looks like it came down from heaven...
There are 2 types of opportunities...
~Dreamers Book Club~ It was definitely an inspirational story about an intelligent, hard working, farmboy who liked to tinker with his hands and, through sheer discipline, grit, and never giving up, creating a car empire and one of the richest family dynasties in the world.
Going through The Legend of Henry Ford, I found one nugget of history so juicy, I was dying to share it with you. So apparently the father of American industrialism,…
It was interesting to find out that not only had Henry Ford hung out so often with Thomas Edison that they built their houses next to each other, as mentioned in…
https://youtu.be/-nyTVISbWIo The video, in case you want to watch :) I recommend 1080HD After a full day of navigating the subways of Busan, South Korea, our empty stomachs loudly complained…
I was trying to get rich quick. In my haste to make money so I could reach financial independence faster, I was so hopped up on reading business books, biographies…
~Dreamers Book Club~ Great men attract other great men. Henry Ford hung out with Thomas Edison and Edison hung out with Ford. They relied on each other for energy and ideas. They were men who bounced ideas off each other and appreciated each other's company so much, they built houses right next to each other so that they could spend more time together.
Hey there! Here's the PDF you can download for the one page, 3-Year Financial Goal Calendar. Keep in mind, it's in beta testing so I would appreciate any feedback, comments,…
In The Secret, by Rhonda Byrne, she talked about how you attract and receive what you send off to the universe. If you're constantly sending out thoughts of "how can…
A life lesson from ch.6 of "The Legend of Henry Ford"
Henry Ford argued with his right-hand man, Couzens. Couzens left. Yet the company still managed to forge ahead and reach all time highs with Ford at the helm. This showed…
I recently finished reading Creativity, Inc, a book about Pixar's creative culture written by one of the founders, Ed Catmull. Here are 4 things I learned about cultivating, unleashing, and…
Increasing company wage actually led to an increase in profits in the long run and decreased employee turnover. By raising wages to the unheard of levels of $5 a day…
1) Henry Ford always gets the credit for his mass production assembly line that revolutionized the car industry and industry as a whole. But what people don't usually hear about…
Henry Ford wanted to create a car for the common man. He could have kept making luxury cars only for the well to do people and he could have kept…
After listening to some inspirational Youtube videos and hearing about how successful people read many books a year, I decided to take it upon myself to read more. Not just…
I was brushing my teeth one morning when I saw a fly on the bathroom window sill. It was lying on its back with its legs up in the air,…
When is it alright to be on your phone when you're with your significant other? When does the tech between us become too much?
It seems like the big clothes and shoes companies in America produce their stuff mostly in countries where the labor is cheaper or where its cheaper to manufacture. They then…
Inequality isn't a bad thing. It encourages those that are determined to change their current circumstances and make something of themselves. It is a force that propels those who want…
For those of you who don't live in New York, here's what it means to live in New York, from a New Yorker who has lived here his entire life.…
"Logic will get you from A to Z. Imagination will get you everywhere."-Albert EinsteinIt might seem like the world is moving towards a place where logic is in the front…
"If you want to build a ship, don't drum up the men to gather wood, divide the work and give orders. Instead, teach them to yearn for the vast and…
In this century, we could see tech giants such as Apple, Amazon, Microsoft, and Google spinoff key businesses into separate public companies and here's 3 reasons why:1) The old guard…
With the case of the drought and California's water restrictions, if the State had a "laissez-faire" mentality and let the people decide for themselves how best to solve the problem,…
This Wall Street Journal article talked about how even among higher level executives, the pay gap based on gender is about 10%, with men making more and women making less.But…
"Anyone can give up. It's the easiest thing in the world to do. But to hold it together when everyone else would understand if you fell apart, that's true strength."-Oliver…
HP and Xerox should merge and here's why:HP had split themselves into essentially a hardware company and a software company. The hardware company sells printers, inks, etc. and has a…
http://www.wsj.com/…/an-emotion-we-all-need-more-of-1458581…Hope."Research shows its a crucial element of our physical and mental well-being...people who have a higher level of hope have...fewer colds, less hypertension and diabetes, and are more likely to…
http://www.bloomberg.com/news/articles/2015-12-17/millennials-builders-are-desperate-to-hire-youA recent article in Bloomberg talked about how construction companies are trying to appeal to the coddled millennials by offering more perks than previous years. They're doing this in an…
http://www.bloomberg.com/news/articles/2016-01-12/charging-a-smartphone-while-driving-isn-t-as-free-as-you-thinkSo apparently charging your phone in the car eats up your mileage. .03 miles per gallon assuming $2 a gallon.If you drive a used Jeep that gets 16 mpg and…
Paypal has their technology, and Square has Venmo and their technology. Paypal has a market cap over $40 billion, and Square's market cap is close to $4 Billion. If Paypal…
Instead of looking to spin off Yahoo's Alibaba stake, maybe it should just sell it all, pay the capital gains tax, and then use the billions of dollars left over…
http://www.wsj.com/articles/startup-fuels-africas-mobile-payment-boom-1447876256The recent article by the Wall Street Journal points out a startling cool new fact, that a LOT of Africans are sending money, via their mobile phones, across countries in…
A recent article on the Wall Street Journal today talked about how content providers of tv shows and movies, such as Comcast, Disney, Time warner, Viacom, CBS, etc, are increasingly…
The Wall Street Journal today ran an article that talked about Apple's proposed new system for people to be able to just tap their phone with another person's phone in…
There’s a war going on, ladies and gentlemen. A war between the new up and comers who are looking to disrupt the current status quo and usurp power, and the…
The merger of Comcast with Time Warner Cable isn't the main problem. The main problem is NOT will the merger adversely affect competition, will the merger harm the "virtuous cycle"…
“Inequality is undoubtedly more readily borne, and affects the dignity of the person much less, if it is determined by impersonal forces than when it is due to design.” -F.A.…
Those who don't know their history are doomed to repeat it. Especially after the speculative housing bubble burst of 2008, it's crazy to find out that this sort of thing has…
Grit matters. The ability to overcome fear matters. Your IQ, not so much. The title of the post is from Rich Karlgaard, one of the thought leaders in the Forbes…
When a child wants something, it wants something. Then when the parent tells the child that "you can't always get what you want." I feel like the parent is only…