5 Simple Steps To Invest In A Cow For Passive Income
Here are 5 simple, straightforward ways to buy a cow to diversify your passive income stream.
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February 7, 2019
Crowdfarming: Diversify Your Passive Income By Buying A Cow!
What is crowdfarming? How can it help you buy a cow to diversify your income stream to reach financial independence? Read on to find out!
February 3, 2019
The 5 Financial Independence Lessons I Learned Growing Up In The Ghetto
Growing up in the ghetto was rough but it taught me 5 things about reaching financial independence. What are they? Guess you'll have to read to find out!
January 31, 2019
If You Invest A Penny Everyday For 45 Years, Here’s How Much You’d Have
If you saved and invested a penny every single day for 45 years, how much money would you retire with? The answer might suprise you...
January 27, 2019
The KonMari Method Helped Me Discard 1500 Books. Here Are 3 Ways It Improved My Life.
Here's my podcast episode of this article if you're the type of person who prefers to listen :) Before The KonMari Method I remembered the pure joy I felt every…
January 22, 2019
Move Over Latte Factor, Meet The Mimosa Factor: Why fatFIRE Is The Lifestyle For You
Forget about the latte factor. There's a new factor in town called the mimosa factor. What is the mimosa factor? Read on to find out!
January 21, 2019
Yes, You Can Shower At Suvarnabhumi Airport in Bangkok Thailand. Here’s Where And How Much
If you have a long layover in Bangkok and want to shower, look no further. Yes there are showers! Here's where to find them! And How Much they cost!
December 28, 2018
How Turning Your Phone On Airplane Mode Can Help You Reach Financial Independence Faster
Could putting your phone on airplane mode when you sleep help you reach financial independence faster? Read on to find out!
December 2, 2018
What?! You Can Save $17,433.34 On Electricity Costs By Unplugging Your Devices Everyday?
You might have an energy sucker in your house that is costing you thousands of dollars from reaching financial independence faster. I estimated it to be $17,433.34. How? Read on to find out where and what you can do about it!
November 30, 2018
Getting My Feet Wet With Peer to Peer Lending Via Lending Club
In April 2018, I made a peer to peer lending account on Lending Club. Why? I was talking with my buddy who was also on this journey to financial independence.…
November 27, 2018
Keep Going! You Never Know Who You’re Going To Inspire
My friend was about to quit his side-hustle passion of 3 years. I suggested he do this. Now he makes twice as much. Read on to find out what I said :)
September 17, 2018
The Eight Sacrifices I Made To Live In The Cheapest Apartment In Seattle ($400 rent per month)
Paying $400 a month in rent to live in downtown Seattle wasn't without making huge life sacrifices. What were they? Read on to find out...
September 5, 2018
Super FU Money: What Crazy Rich Asians Taught Me About Wealth And Financial Independence
What is Super FU Money? And how does it pertain to you reaching fatFIRE? Read on to find out...
August 27, 2018
How I Pay $400 Rent A Month In Seattle
I remember hugging my parents, slinging the duffel bag over my shoulder, and waving good bye to them as I walked through the security checkpoint in the JFK airport. In…
August 14, 2018
The Emotions That Came With Paying Off $12,000 Of Credit Card Debt In One Week
I just paid off $12,000 worth of credit cards in one week. Here's how I did it. Along with how I even got into this credit card mess to begin with. Enjoy!
June 8, 2018
Why The 2-Week Plank Challenge Is Like Investing For Financial Independence
I just completed the 2 week plank challenge. What does any of this have to do with investing for financial independence? Read on to find out!
May 20, 2018
What I Learned About Burn Out and Productivity After Meeting Other FIRE Bloggers
Got to meet up with some amazing FIRE bloggers over the weekend. One topic we talked about was burn out and what to do about it. Read on to find out!
May 7, 2018
Keeping Up With The FIRE Dreamers: Personal Finances Report Card March 2018
I spent $1,264.56 for my March 2018 finance report card. And while my spending is the highest so far this year, my enjoyment ratio is also the highest so far this year. Correlation doesn't prove causation. Or does it? Read on to find out!
May 4, 2018
The Sacrifices I Made To Graduate College Debt Free
For the longest time, I was ashamed to tell people that I spent my first year after high school at a community college. Growing up in America, I feel like…
April 25, 2018
2 Ways I’m Frugal On Earth Day (And Every Day)
Some of ways I try to be more frugal on Earth Day (and every day). Complete with pros and cons. Read on...
April 21, 2018
What I Learned From My First F.I. Meetup
Here's what I learned from my first F.I. meetup ever. Enjoy! :)
April 19, 2018
Why I Sleep On A Yoga Mat – Minimalism Life
I got rid of my bed and now sleep on a yoga mat. Am I crazy?! Here are the pros and cons to sleeping on a yoga mat. Find out if it's for you! Read on...
April 13, 2018
What Living On A Farm For A Year Taught Me About Financial Independence (And Life)
I was just a city boy when I went to live on the farm. I thought I knew everything. The farm taught me otherwise. I learned from the farmers about not only farming, but about financial independence. Read on!
April 11, 2018
Keeping Up With The FIRE Dreamers: Personal Finances Report Card February 2018
What hath I done?! Gosh I spent more money in February than January, but my enjoyment ratio is up! Read on...
April 9, 2018
How Minimalism Helped Me Love My Mom More
I used to argue with my mom 10-20 times a month. Then I discovered KonMari minimalism. How did it help me love my mom more? Read on to find out!
April 6, 2018
Keeping Up With The FIRE Dreamers: Personal Finances Report Card January 2018
I try to apply the KonMari method to my monthly spending analysis. Why? Read on to find out 😉
April 1, 2018
How Your Parents Can Get In The Way Of Minimalism & Money: A Personal Story
Looking for a scapegoat as to why your room (and life) is a mess? You can blame your parents, but there are deeper reasons why your parents can get in the way of your minimalism and financial independence. Read on!
March 29, 2018
Why I KonMari My Facebook Friends To Spark Joy
I was hesitant to declutter my Facebook friends but after getting started, I realize that it was much needed and will allow me room for new growth. Is it for you?
March 24, 2018
How To KonMari Your Money in 5 Simple Steps – Make your Finances Spark Joy
My life experiment to see if I can KonMari my money. Complete with spreadsheets, because you love seeing them. Enjoy!
March 23, 2018
Why Financial Independence Is Like Planting A Tree
Financial Independence is a lot like planting a tree. You normally plant when the tree is small. In this case, say you start with a small investment account. You water…
March 21, 2018
How To Cultivate An Abundance Mindset With A Splurge Account
Yes, you heard that right. It's counterintuitive but having a splurge account can keep you motivated when working toward Financial Independence.
March 14, 2018
Ode To Marie Kondo
Muse of Minimalism I invoke thee, help me write an ode to Minimalist Marie. Dear Marie Kondo, do you know, that in 42,050 words, you've changed our lives.
March 10, 2018
How To Declutter Your Mind With Meditation
In today's busy world, your mind is cluttered with so much noise that your thoughts have to shout to be heard. Use meditation to declutter your mind and create a more calm lifestyle.
March 8, 2018
How I Reuse Junk mail To Save Money – Money Hack – Frugal DIY
Today, I want to show you a frugal and creative way for you to save money by turning junk mail into notepads. You might have experienced getting way too…
February 28, 2018
Spiritual Lesson from Meditating
I don't normally write about my religious experiences so please excuse me because I really wanted to share this experience that happened to me while I was meditating. Meditating Every…
February 27, 2018
Backpacking Kyoto – Tips To Know Before You Go – Exploring Japan
March 4th 2017 - Day 4/40. Backpacking Kyoto - Know Before You Go. It was a dark, cold, and rainy night in Kyoto. The hostel owner was nowhere to be…
February 20, 2018
5 Simple Steps For A Fun & Frugal Valentine’s Day
How To Have A Fun Yet Frugal Valentine's Day In 5 Simple Steps For those of us who eye-roll when Valentine's Day comes along, imagining how much money we're going…
February 13, 2018
Exploring Japan – Harajuku!
My raw, unfiltered journal entry from day 3 of backpacking Japan. Complete with pictures :)
February 6, 2018
3 Ways To Be Frugal While Hanging Out With Friends And Still Have Fun
3 ways to save money while hanging out with friends! Love, The Frugal Monster.
February 4, 2018
Just in case you don't believe us
Exploring Japan – The Tokyo Underground and Sakura Frappuccinos
Day 2/40. We explore the Tokyo Underground, get lost among heaps of food, and discover all the cuteness!
February 4, 2018
Exploring Japan – Arrival
Raw, unfiltered journal entry from my arrival while backpacking Japan. Enjoy!
February 2, 2018
People hangout together at coffee shop
Why HQ Trivia Is Lowering The Productivity Of America
HQ is the newest app to sweep the nation. It's a trivia game that you download on your phone, anyone can participate in it. As of writing this, it consistently…
January 26, 2018
Living The Dream, a couple Ears at a time :)
Exploring Tokyo Disney For The First Time
It was Easter weekend in Tokyo. I woke up and looked out the window, staring in dismay at the rain and overcast skies. I saw faint outlines of the Shibuya…
January 9, 2018
![When Trading Bitcoin Is A Lot Like A Hamilton Song [Updated]](https://i0.wp.com/jackthedreamer.com/wp-content/uploads/2018/01/Bitcoin-and-hand-pic.jpg?fit=2860%2C2014&ssl=1)
When Trading Bitcoin Is A Lot Like A Hamilton Song [Updated]
It seemed unreal. After my dad told me that he put $2,000 into e-coins (AKA crypto-currencies) and it became $5,000 in less than a month, I couldn't help but think…
January 3, 2018
Lake Ontario at Hamlin Beach, frozen over
Celebrating The New Year 2018 – Asian-American Style in Suburbia, New York
https://www.youtube.com/watch?v=0I4zHqlV-F8 What's up y'all? Happy New Year 2018! I wish you all the best this year. Pursue your dreams hardcore. Don't stop. Never back down from a challenge. Keep fighting…
January 2, 2018
Thailand’s White Temple – Wat Rong Khun Part 2: The Hidden Sides You Don’t See
Everyone always shows picture of the White Temple (Wat Rong Khun) in Chiang Rai from the front. But there's one cool feature that NO ONE ever talks about THE GOLDEN BATHROOM! Check it and other quirky...
December 21, 2017
Why I Didn’t Make a 401k And You Shouldn’t Either
Why I don't have a 401k and why you shouldn't either if you want to travel the world
December 20, 2017
Photo by Olga DeLawrence on Unsplash
How a 401k Actually Works – From One Millennial to Another
What actually is a 401k and how does it work? Explained in 400 words or less...
December 20, 2017
Inside holds artist paintings on the wall of the past decades of human artwork like Pokemon, The Matrix, Superman, Spiderman, etc.
Thailand’s White Temple – Wat Rong Khun Part 1: Running Into The Creator
I couldn't believe that during my backpacking trip in Thailand, I got an autograph from the elusive creator of the most famous temple in Thailand, The White Temple (Wat Rong Khun, วัดร่องขุ่น) in Chiang Rai. Some have said that the temple looks like it came down from heaven...
December 5, 2017
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The 2 Types of Opportunities You Encounter In Life
There are 2 types of opportunities...
December 3, 2017
Karma Wins In The End – The Legend Of Henry Ford – The End
~Dreamers Book Club~ It was definitely an inspirational story about an intelligent, hard working, farmboy who liked to tinker with his hands and, through sheer discipline, grit, and never giving up, creating a car empire and one of the richest family dynasties in the world.
December 2, 2017
The 1 time Hitler Honored Henry Ford With A medal
Going through The Legend of Henry Ford, I found one nugget of history so juicy, I was dying to share it with you. So apparently the father of American industrialism,…
December 1, 2017
1 Interesting Thing from “The Legend Of Henry Ford” Chapter 8
It was interesting to find out that not only had Henry Ford hung out so often with Thomas Edison that they built their houses next to each other, as mentioned in…
December 1, 2017
Adventure In South Korea – The Runaway Octopus
https://youtu.be/-nyTVISbWIo The video, in case you want to watch :) I recommend 1080HD After a full day of navigating the subways of Busan, South Korea, our empty stomachs loudly complained…
November 29, 2017
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Confessions Of A Workaholic
I was trying to get rich quick. In my haste to make money so I could reach financial independence faster, I was so hopped up on reading business books, biographies…
November 29, 2017
1 Life Lesson From “The Legend Of Henry Ford” Chapter 7
~Dreamers Book Club~ Great men attract other great men. Henry Ford hung out with Thomas Edison and Edison hung out with Ford. They relied on each other for energy and ideas. They were men who bounced ideas off each other and appreciated each other's company so much, they built houses right next to each other so that they could spend more time together.
November 28, 2017
3-Year Financial Goal Calendar 1.0 (Beta Test)
Hey there! Here's the PDF you can download for the one page, 3-Year Financial Goal Calendar. Keep in mind, it's in beta testing so I would appreciate any feedback, comments,…
November 26, 2017
Why Gratitude Will Help Your Finances – From a Spiritual POV
In The Secret, by Rhonda Byrne, she talked about how you attract and receive what you send off to the universe. If you're constantly sending out thoughts of "how can I…
November 24, 2017
1 life lesson from “The Legend of Henry Ford” Chapter 6
A life lesson from ch.6 of "The Legend of Henry Ford"
November 24, 2017
1 Leadership Lesson From “The Legend of Henry Ford” Chapter 5
Henry Ford argued with his right-hand man, Couzens. Couzens left. Yet the company still managed to forge ahead and reach all time highs with Ford at the helm. This showed…
November 23, 2017
Stars-shaped fireworks?!
4 Creativity Lessons From Pixar
I recently finished reading Creativity, Inc, a book about Pixar's creative culture written by one of the founders, Ed Catmull. Here are 4 things I learned about cultivating, unleashing, and…
November 22, 2017
1 thing I Learned From “The Legend of Henry Ford” Chapter 4
Increasing company wage actually led to an increase in profits in the long run and decreased employee turnover. By raising wages to the unheard of levels of $5 a day…
November 22, 2017
2 things I learned from “The Legend of Henry Ford” Chapter 3
1) Henry Ford always gets the credit for his mass production assembly line that revolutionized the car industry and industry as a whole. But what people don't usually hear about…
November 21, 2017
1 thing I learned from “The Legend of Henry Ford” Chapter 2
Henry Ford wanted to create a car for the common man. He could have kept making luxury cars only for the well to do people and he could have kept…
November 20, 2017
1 thing I learned from “The Legend of Henry Ford” Chapter 1
After listening to some inspirational Youtube videos and hearing about how successful people read many books a year, I decided to take it upon myself to read more. Not just…
November 20, 2017
Inspirational Story From A Dying Fly
I was brushing my teeth one morning when I saw a fly on the bathroom window sill. It was lying on its back with its legs up in the air,…
October 24, 2017
When Is It Appropriate To Be On Your Phone When Hanging With Your Significant Other?
When is it alright to be on your phone when you're with your significant other? When does the tech between us become too much?
October 22, 2017
Life Cycle Of Clothes And Shoes – Observations in Nicaragua
It seems like Big Clothing and Shoe companies in America produce their stuff mostly in countries where it's cheaper to manufacture. Then they sell these clothes and shoes in more…
October 20, 2017
Is Inequality Really Such A Bad Thing?
Inequality isn't a bad thing. It encourages those that are determined to change their current circumstances and make something of themselves. It is a force that propels those who want…
October 16, 2017
Imagination Will Get You Everywhere
"Logic will get you from A to Z. Imagination will get you everywhere." -Albert Einstein It might seem like the world is moving towards a place where logic is in…
June 16, 2016
1 Quote To Remember When Encouraging People To Do Great Things
"If you want to build a ship, don't drum up the men to gather wood, divide the work and give orders. Instead, teach them to yearn for the vast and…
June 15, 2016
3 Reasons Why Apple, Amazon, and Google Will Spinoff
In this century, we could see tech giants such as Apple, Amazon, Microsoft, and Google spinoff key businesses into separate public companies and here's 3 reasons why: 1) The old…
May 25, 2016
3 Private Market Solutions to California’s Public Drought Problems
With the case of the drought and California's water restrictions, if the State had a "laissez-faire" mentality and let the people decide for themselves how best to solve the problem,…
May 25, 2016
Never Give Up!
"Anyone can give up. It's the easiest thing in the world to do. But to hold it together when everyone else would understand if you fell apart, that's true strength."…
April 26, 2016
HP and Xerox Should Merge!
HP and Xerox should merge and here's why: HP had split themselves into essentially a hardware company and a software company. The hardware company sells printers, inks, etc. and has…
March 22, 2016
Charging Your Phone in The Car Reduces Mileage and Costs You Money!
According to this Bloomberg article, charging your phone in the car eats up your mileage. The math is that it costs you 0.03 miles per gallon to charge your phone…
January 12, 2016
Paypal Should Buy Out Square
Paypal has their technology, and Square has Venmo and their technology. Paypal has a market cap over $40 billion, and Square's market cap is close to $4 Billion. If Paypal…
December 4, 2015
Adapt or Die: Is Apple Killing Wallet Companies?
The Wall Street Journal today ran an article that talked about Apple's proposed new system for people to be able to just tap their phone with another person's phone in…
November 12, 2015
Enough is Enough: What’s Really Going On Between The Comcast-Time Warner Merger and Netflix
The merger of Comcast with Time Warner Cable isn't the main problem. The main problem is NOT: 1) will the merger adversely affect competition? 2) will the merger harm the…
December 9, 2014
Get Rid of Your Fear = Free Yourself
“Inequality is undoubtedly more readily borne, and affects the dignity of the person much less, if it is determined by impersonal forces than when it is due to design.” -F.A.…
October 14, 2014
1 Financial Lesson We Can Learn From The Panic of 1837
Those who don't know their history are doomed to repeat it. Especially after the speculative housing bubble burst of 2008. It's crazy to find out that this sort of thing…
June 23, 2014
Smarts in Business…is Not About IQ
Grit matters. The ability to overcome fear matters. Your IQ, not so much. The title of the post is from Rich Karlgaard, one of the thought leaders in the Forbes…
January 6, 2014
You CAN Always Get What You Want
When a child wants something, it wants something. Then when the parent tells the child that "you can't always get what you want," I feel like the parent is only superimposing…
July 25, 2013