5 Simple Steps To Invest In A Cow For Passive Income

5 Simple Steps To Invest In A Cow For Passive Income

This post may contain affiliate links, which means I might make a small commission at no additional cost to you.

If you want a more in-depth analysis of the pros and cons, read my article: Crowdfarming: Diversify Your Income Stream By Buying A Cow!

Why Do You Want To Buy A Cow?

There’s a saying that rich people have at least 7 sources of income.

This makes sense because if you invest all your money in stocks and the stock market crashes, you lose all your money.

If you invest most of your money in rental properties and people stop renting, you lose income.

Diversifying your income stream is good for diversifying your risk of loss.

Why do you want to invest in a cow?


Because you want to diversify your passive income stream, and because it’s a cool idea.

Also, because livestock wealth.com, who you’ll see shortly, says that an investment in their cows return about 10-14% when they sell it to the market and give you your cut of the profits.

So without further adieu, let’s get moo-ving.

Step 1. Go to Livestockwealth.com

screenshot of livestockwealth.com front page for crowdfarming cows in south africa

Livestockwealth.com is the first website I saw that allowed you to buy a cow for passive income investing.

I am not being paid by them to write this.

Nor is that an affiliate link.

I just thought it would be cool for you to diversify your income stream with a cow.

They also take care of the cows for you and will replace it free of charge should anything happen to it (i.e., it dies, gets lost or stolen).

Step 2. Make an Account

Making an account took me less than 5 minutes.


Step 3. Pick a Cow

screen shot of picking a cow

When I was buying a cow, there were 20 to choose from.

I just picked the one that looked the healthiest and big, like it would get a good price on the market.

Depending on when you check the list, there might not be any available for you to buy.

For example, when I went to check a couple of days later, there were no more cows to buy.


They get snapped up like hot cakes from people all over the world.

In an email, they told me they have investors from America, Europe, Singapore, all over Asia, etc.

I checked a week later and they added 20 more cows from another farm.

So your results may vary.

crowdfarming picture of Jack's cow on livestock wealth website
my cow with its info anonymized to protect identity

Step 4. Pay for It

It took less than 5 minutes to pay with my credit card.

paying for a cow by credit card

Whereas investing in rental properties requires a higher price to enter the market ranging from tens to hundreds of thousands of USD, buying a calf on this website cost me $807 USD (about 10,980 Rand, which you pay for in South African Dollars).

I bought with my credit card to rack up points, plus my Barclay International credit card doesn’t charge international exchange fees.

I then paid off my credit card the next day with cash from my checking account so I didn’t get charged credit card interest.

If you have a credit card that gets 2% cash back, and the cows return 10-14%, you’re able to boost your returns to about 12-16%.


Someone double check my math to make sure.

You can buy a pregnant cow for around $1400 USD.

Step 5. Wait 6-12 months

The calf is sold about 6 months after you buy it, and you get a portion of the profits, along with your initial investment back.

You can then buy another calf.

With the pregnant cow, you wait about a year because it takes the cow about 9 months to give birth, and then 3 months for the calf to be weaned and sold.

You make a profit on the sale of the calf.

You can then invest in the same cow to get pregnant again or in a different cow.


Closing Thoughts

If $807 USD to invest in a cow is too pricey for you right now, what I’m currently doing is putting away $20 a week into my Ally Bank Savings Account so it’s getting 2.20% interest for the 50 or so weeks it’s going to take me to save up that money.

That way, I can buy one cow a year.

I’d do this on top of buying another cow with the money I get back from the first one.

You can imagine in 20 years or so you could have your own mini herd of cows earning you passive income while you sleep!

This is truly the epitome of passive income investing.

Remember, this was merely the simplified steps on how to invest in a cow for passive income.

If you want the more in-depth pros and cons of this investment method, I lay it all out in this post: Crowdfarming: Diversify Your Income Stream By Buying A Cow!

Get a Free Copy of My New Ebook “The 5 Powerful Habits For Financial Independence” 

I’ve woven together my top 5 financial independence blog posts into a coherent story on how small habits can have a powerful impact on your journey to F.I.

Follow me on Twitter @Jack_thedreamer 

Seriously though, if you want to see all the fun threads and conversations we have, follow me on Twitter. It’s lit 👌

Pin it

5 simple steps to invest in a cow for passive income pinterest graphic

Update after 1.5 years investing in cows in south africa

Read my latest article: 3 Things I Learned From Investing in Cows In South Africa + 10.2% returns after 1 year

get personal finance articles right to your inbox

Success! You're on the list.

Jack The Dreamer

I'm a dreamer. But you know what? All the best people are. And if you're one too, join the revolution! My blog is about being financially independent and working towards that goal each and every single day so that we can all start living the life we've always dreamed of! Jack the Dreamer, over and out!

This Post Has 5 Comments

    1. Jack The Dreamer

      Haha it is! I thought the same as you when I first heard it from Brendan at Your Money Blog 😆

    2. Jack The Dreamer

      Btw thank you for reading it Angela! 😄

  1. Brendan

    Great post and it certainly is a good (and fun) type of an investment. I love the look on people’s faces when I tell them I own a cow. Lol

    1. Jack The Dreamer

      Lol thanks for stopping by Brendan! I can imagine you owning a mini herd of cows in a couple of years 🐮. All that passive income! The true meaning of the phrase “buying (live)stock.” 😆

Comments are closed.