Week #8 Coronavirus Quarantine Personal Journal

Week #8 Coronavirus Quarantine Personal Journal

It’s week #8 since New York State went into shutdown mode over the coronavirus (that’s where I live).

You can start at the beginning of my personal journal during COVID-19 blog series here.

Mentally

Mentally I’m doing my best to stay sane.

Reading books.

Watching Netflix.

I’m doing my best to not spend money on new books if I don’t have to.

And to exhaust my current bookshelf of unread books first.

If I do want to buy a new book, I try to find a cheaper used version on amazon.

I also have Audible so that’s cool and helping me listen to audiobooks while I’m out walking.

Currently listening to “The Ride of a Lifetime: Lessons Learned from 15 years as CEO of The Walt Disney Company” by Bob Iger and it’s AMAZING.

Highly recommend.

It’s just mentally frustrating not having any place to escape in order to be away from family.

I work all day, so by the time I get home, they’re all home too.

And they’re not the healthiest of families.

Most of the time they’re unloading mental and emotional negativities on to me like who died today, who got hurt, etc. basically all the negative news they can find.

There is usually never any positive news.

In light of all this, I’ve been reminding myself to take it one day at a time.

And remind myself that it could be worse.

I could be stuck at home all day with energetic kids, dying parents, AND not have a job AND can’t pay bills.

Physically

Physically I got myself this $9 jump rope from amazon to jump when the weather is nice.

The link will take you to a pair of jump ropes for $17 but look around for the singular $9 one 🙂

I got the old school plastic one that has the beads that make that clack-clack-clack noise when it hits the ground, like how it was in middle school.

I’ve started gardening, and the wildflowers and perennials are coming along nicely.

I’ve now started taking walks/jogging breaks when it’s nice out during work.

I will admit though, I have gotten softer since COVID-19 quarantine.

My excuse is that I usually go to the gym 45 minutes to 1 hour every morning and lift weights and do yoga stretches but now I don’t get that opportunity because all the gyms are closed.

Financially

I was originally putting away $300/week into an Ally Bank savings account to start saving towards a down payment for a house in the metropolitan New York suburbs because my girlfriend deduced that the mortgage for owning a house is cheaper than renting a house in our area.

A 2 bedroom to rent in our area costs almost $2000 a month not including utilities.

Meanwhile, after a 20% downpayment, a 3 bedroom house’s mortgage would be less than $2000 a month, also not including utilities.

Then a week into it, I noticed that I wasn’t allowing for any fun on the journey.

So, doing like how “You Need A Budget” recommended, I set up a “fun fund” for myself where I put $25 a week into an Ally Bank Savings account for use in any way I deem fun for myself.

I re-allocated the $300 for house fund into $275 a week instead.

So it’s $275 a week saving for down payment, and $25 a week for fun.

So far, it’s been two weeks where I haven’t touched the fun fund because I’m decently entertaining myself right now with my mom’s Netflix account and also nature and current books.

I currently have almost $2000 in the house fund.

$1000 of that came from the stimulus check that the US government mailed out earlier during COVID-19 quarantine.

It was a helpful boost.

If they give more stimulus checks, which I heard rumors that they might, I most likely will be putting majority of the money into the house fund, and some into stocks.

Socially

Had my second ever Zoom group video chat with friends this week and it was fun.

We got more people to join.

Next week I’m expecting even more friends to join.

We mainly play games instead of catch-up but it’s nice to just be around people not family and coworkers sometimes.

Basically I understand that people need their personal space and personal time sometimes and the coronavirus doesn’t help because there’s no place to hide away for a few hours and get work done, because you’re either surrounded by coworkers or family…

But I might be projecting because if you’re single and have the apartment to yourself, or like some of my friends who share an apartment with just their significant other, you might have all the space you could want so you’re okay with all this.

So it goes back to taking it one day at a time.

Blogging helps channel it all out.

Thank you for reading this far, I hope you guys are doing alright during this quarantine phase of life.

Have a wonderful day!


Resources:

Jack The Dreamer

I'm a dreamer. But you know what? All the best people are. And if you're one too, join the revolution! My blog is about being financially independent and working towards that goal each and every single day so that we can all start living the life we've always dreamed of! Jack the Dreamer, over and out!